LipaPal Agencies Honest Review

Hello and Welcome to LipaPal Agencies Unbiased review!

Someone might have introduced you to Lipa Pal agencies and you decided to do thorough research. Good news is we have compiled all its features to help you understand whether you should join and activate your account.

Our reviews here at Online Jobs Reviews are meant to create awareness to help our readers make informed decision when it comes to make money online opportunities.

What is Lipapal Agencies? Is Lipapal legit? How does Lipapal Agencies Kenya work? Is it a legit work from home job that via Mpesa? These and many others are some of the questions that will be answered in this Lipapal Agencies review.

Please note, I am not a member or an affiliate of LipaPal. This review is based on research and information available online in the public domain.
Any recommendations and conclusions are only opinions and may not apply to all persons or situations.

Quick Summary

NameLipaPal Agencies
Price to JoinKes 450
OwnerCurrently Unknown
RefundsNo Money-Back Guarantee
Product TypeMLM/Pyramid Scheme
RatingWe Don’t Recommend it!

Lipapal Review: What is it?

Lipapal, found online at, is an online business opportunity with multiple ways of earning, referring to the primary method. It is set to be launched on November 27, 2021, with most of its traffic expected to be coming from Kenya. It’s also available in other countries such as Uganda, Nigeria and Tanzania.

According to Whois, domain was registered on July 7, 2021 meaning it’s only a few months old. There isn’t much trust considering how these type of sites operate. They’ll seem like legitimate paying sites and then after a few weeks or months they start scamming people.

Most of its features are similar to those of PataQash Technologies, whose review we had written earlier.

How does Lipapal Agencies work

Lipapal Agencies work in a networking model. You join under someone, and you’re also required to pay Ksh 450 ($4.5), a one-time and non-refundable fee for your account to be active. Below are some of the features that give a clear description of how Lipapal works;

How does Lipapal Agencies work

Referring program

The referral program is entirely the primary revenue model for Lipapal Agencies. Lipapal users get an affiliate link to invite people interested in joining the program and earn referral bonuses when they activate their accounts.

In many affiliate programs such as Jumia, Truehost, and more, the promoters will be paid commissions whenever they make a product or service sale. The commission varies with the price of the product, and there are usually no registration fees.

On the other hand, the Lipa Pal referral program is in a way that you can’t be an affiliate unless you’re an active member. Since there are no products to promote, the users only earn a commission when the members they’ve invited pay the activation fee of Kshs 450. The referrals bonus is structured into three stages where each one of them has a specific amount.

Level One: It includes people who directly join Lipa Pal Agencies using your referral link. Once they sign up and activate their accounts, you’ll earn Kes 250 ($2.5) each.

Level Two: Involves indirect referrals who’re invited to join Lipa Pal Agencies by your direct referrals in level one. You’ll earn Kes 100 ($1) from each member at this level, and there is no limit to the number of people you can invite.

Level Three: you’ll earn a Kes 50 ($0.5) commission for every person invited by your indirect downlines in level 2.

NOTE: All the referrals at any level must pay the registration fee before any user earn a commission.

This kind of program can be traced with other previous platforms such as Smart Hela. There’s usually a negative effect, especially when there are no more people interested in joining. With time, they end since they only get more income as more people join, which isn’t stable.

Our Popular Legit Money-Making Offers

1. SurveyTime – A legit survey site that pays $1 per survey instantly via PayPal. It’s available worldwide.

2. Earn passive income by starting a blog. Read our ultimate guide on how you can create a money-making blog.

3. Become a Virtual Assisitant and start making money online. To learn more about VA jobs, check out this Writers & Spire course by one of the best VA in Kenya.

4. Start making money as a freelancer on Fiverr by selling your skills. You can also check out some of the fiverr courses which will help you learn more and improve your current skills.

Lipapal Spins

The spinning feature is now everywhere; it’s one of the best tactics to bring more people into different programs. From Goldearn Ventures, Secure Earn, and Hela Empire, spinning is still thriving. How does the spin wheel function? Is it worth the hype?

According to their spinning description, Lipa Pal has two major types of spin wheels. The free one is available for all new active members. Once the members spin the wheel, they have chances of winning up to Ksh 1,000.

Sometimes the spin wheels might favour you. If Lipapal Agencies one is even close to the one offered by Ikopesa, then it’s definitely worth it. It’s the only spin wheel where I have earned more than the registration fee.

The Lipapal Agencies bet spin is meant to help you win up to a certain amount as indicated on the wheel after staking at least Ksh 20. This is in theory, but the practical part might lead you to disappointment. Unlike the free spin, here, you also have chances of losing the money you gambled before spinning. In past platforms, many people have lost more times than they’ve won.

The spinning is similar to gambling, where you’re solely responsible for any decision you make. The only difference is that Lipapal Agencies hasn’t provided any legal documents to prove that they’re regulated.

Related: Mallpesa review

Trivia Quizzes

Trivia Quizzes are random questions that are available to Lipapal Agencies active members on specific days. One must answer all the questions within the limited given to get paid. They aren’t reliable in making money with Lipapal since there are always time-outs before answering the quizzes.

Compared to the typical online surveys in Kenya that through Mpesa, the Lipapal surveys might not be worth it. The main reason being you must pay the activation before you access the Lipapal Agencies surveys.

Paying Survey Sites in Kenya

There are various free best-paying survey sites that pay via PayPal or Mpesa you can join such as Offernation.


We adore blogging and article writing as they’re the main legit methods that Kenyans, especially students, use to pay bills.

Lipa Pal Agencies give a chance to its members who are interested in blog posts for money. The articles are paid based on the number of views each article gets.

The major problem with the article writing feature in Lipapal is that your blogs have to undergo approval before they’re published. Having a personal blog gives people the freedom to publish their articles any time they wish. There are also various ways of earning money from a personal blog, such as displaying ads using AdSense, Mediavine, Ezoic, affiliate marketing, etc.

start a blog in Kenya

Read our guide on how to start a blog and make money while working from home. The guide highlights most of the major steps you should follow to own a blog or website and the monetization methods.

Watch YouTube Videos

Getting paid to watch videos would be such a fantastic deal if Lipapal Agencies gave any clear explanation of how it works. If you remember, then you for sure wouldn’t be enticed by the Lipapal YouTube earning feature.

Another platform like Safwork Kenya is a good example of paid to watch videos scam!


Lipapal Agencies registration process requires you to create an account using a referral link of someone who’s already a member. You can also visit their website to create your account.

The next step is paying the joining fee (Ksh 450) so that you can access the features listed above.

Also read // Is Lilac Robots Legit: review

After your account is active, you can visit the Lipapal login page and enter your details.


The withdrawals can be made any time from the Lipapal Agencies payout section. However, one must meet the minimum withdrawal requirement before requesting for payout. The earnings are then sent using your preferred payout method, where Mpesa is the most commonly used.

Also read: Cash Chat App review

Conclusion on Lipapal Agencies review

The explanation above should help you decide whether Lipapal Agencies is a scam or even legitimate. It will only be legit if you make money with it, and given; they’ve provided a registration certificate, you can say that Lipapal is not a scam. Nevertheless, there’s no sure way of knowing as previously we have seen platforms fake legal documents.

There’s no doubt a large percentage of the people who join Lipapal Agencies will be scammed. However, some members will earn with Lipa Pal Agencies they’re good at networking. It’s therefore up to you to make an informed decision whether it’s worth joining based on the information given in this review.

You may also like: Online Jobs that pay through Mpesa/Paypal